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So far btneville has created 155 blog entries.

INTEREST RATES DOUBLE SINCE MARCH 2020

No, the headline is not wrong... Interest rates matter. At the personal finance end of the spectrum, they determine what you earn from bank deposits (virtually nothing at present) and what interest you pay on your mortgage (about 4.4% if you are paying the average standard variable rate (SVR), but much less for most other [...]

By |2021-02-12T11:37:15+00:00February 12th, 2021|Uncategorised|0 Comments

PREPARE FOR THE NEW TAX YEAR

Taking some time to start planning for 2021/22 now can be worthwhile.  While there is often a focus on planning for the end of the tax year, much less attention is paid to the start of the tax year. The lack of an obvious deadline is probably one reason – deadlines tend to concentrate the [...]

By |2021-02-12T11:35:25+00:00February 12th, 2021|Uncategorised|0 Comments

FOUR FINANCIAL LESSONS FROM THE COVID-19 PANDEMIC

As the pandemic enters its second year, what have we learned? The World Health Organisation declared Covid-19 a pandemic on 11 March 2020, coincidentally the day that Chancellor Rishi Sunak presented his first Budget. At the time, the Chancellor announced a £12bn stimulus to counter the impact of the pandemic. By November, the Office of [...]

By |2021-02-12T11:34:34+00:00February 12th, 2021|Uncategorised|0 Comments

UK DIVIDENDS: A BAD 2020, BUT A BETTER 2021?

New data show how far UK dividends fell last year, but projections for 2021 suggest the declines are nearly over.  In January 2021, Link Asset Services published its latest UK Dividend Monitor covering the final quarter of 2020 and the year as a whole. The headline figure was that total dividends fell by 44% over [...]

By |2021-02-12T11:33:05+00:00February 12th, 2021|Uncategorised|0 Comments

TAXING WEALTH – A VIABLE OPTION?

An independent body of tax experts has set out the framework for a one-off wealth tax.  Will the Chancellor be tempted? “[W]e have a responsibility, once the economy recovers, to return to a sustainable fiscal position.” So said the Chancellor Rishi Sunak in his November statement, during which he also highlighted that the government was [...]

By |2021-01-13T15:04:41+00:00January 13th, 2021|Uncategorised|0 Comments

NEW RULES ON PENSION DRAWDOWN AND INVESTMENT

From February new rules apply if you choose pension drawdown but do so without taking advice.  The Covid-19 pandemic has deferred many events of all sizes, from the Tokyo Olympics to millions of foreign holidays. One of the less prominent delays has been a change to the Financial Conduct Authority (FCA) rules on pension drawdown. [...]

By |2021-01-13T15:03:36+00:00January 13th, 2021|Uncategorised|0 Comments

THE TRIPLE LOCK MARCHES ON…

The main state pensions will rise by 2.5% in April. The absence of an autumn Budget in 2020 meant that there was no formal announcement of the level of state pensions from April 2021. The numbers eventually emerged on 8 December  in a press release from the Department for Work and Pensions: The new state [...]

By |2021-01-13T15:02:05+00:00January 13th, 2021|Uncategorised|0 Comments

THE 2020 INVESTMENT YEAR – A RIDE TO REMEMBER

The world’s share markets had a rollercoaster ride in 2020. Investors had to hold on tight as 2020 turned into a white-knuckle experience. It began quietly enough and then in the second half of February global stock markets took on the concern at the spread of Covid-19. As infection rates increased and the economic outlook [...]

By |2021-01-13T14:57:58+00:00January 13th, 2021|Uncategorised|0 Comments
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