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So far btneville has created 15 blog entries.

Saudi Arabia: the next emerging market

The June 2018 review of constituents for the main Emerging Markets Index has produced a few surprises. The MSCI Emerging Markets Index is one of the most important global stock market indices. JP Morgan, the US investment bank, estimates that nearly $1,500 billion is either benchmarked against the index or directly tracks it, so there [...]

By | 2018-07-17T12:09:48+00:00 July 17th, 2018|Uncategorised|0 Comments

Top earners increase their share of tax payments

HMRC’s latest statistics provide an insight into the income tax paying population.     The figures reveal changes in the distribution of tax revenue over the last decade, with a growing share now coming from higher earners. The pie chart shows the proportion of 2018/19 tax expected to be paid by taxpayers in various bands [...]

By | 2018-07-17T12:06:57+00:00 July 17th, 2018|Uncategorised|0 Comments

Understanding what goes in to the FTSE100

The latest quarterly review of the FTSE 100 revealed common misunderstandings about how the index is drawn up. Every quarter FTSE Russell, which operates all the FTSE indices, decides which companies are promoted or demoted from the FTSE 100 index. There had been speculation that the June review would see Marks & Spencer (M&S) replaced [...]

By | 2018-07-17T12:03:18+00:00 July 17th, 2018|Uncategorised|0 Comments

National Savings & Investments focusing on smaller investors

National Savings & Investments (NS&I) has introduced limits on its offerings for wealthier savers.  In mid-June NS&I announced a revision to the terms of its popular Guaranteed Growth and Guaranteed Income Bonds. The interest rates were left unchanged, but the maximum investment per person, per issue was cut by 99%, from £1 million to £10,000. [...]

By | 2018-07-17T12:00:32+00:00 July 17th, 2018|Uncategorised|0 Comments

Interest rates for the Eurozone and US diverge

Important interest rate announcements were made in June, both in the UK and the US. The US Federal Reserve announced its seventh 0.25% increase in interest rates since December 2015, taking the level to 1.75%-2.00%. The rise had already been incorporated in market prices by the time it arrived, so of more interest were the [...]

By | 2018-07-17T12:01:08+00:00 July 17th, 2018|Uncategorised|0 Comments

Increasing inheritance benefits for couples

Couples could now save an extra £20,000 of inheritance tax (IHT), as the residence nil rate band (RNRB) increased in April 2018. The RNRB was increased at start of the new tax year and it is due to increase by £25,000 in each of the next two years, reaching £175,000 in 2020/21. It will be [...]

By | 2018-05-22T16:32:35+00:00 May 22nd, 2018|Uncategorised|0 Comments

The pressure is dropping on inflation

UK inflation is falling faster than expected, as the March figure for the Consumer Price Index (CPI) was 2.5%. This March figure, published in mid-April, surprised forecasters, who had predicted annual inflation would remain at 2.7%, as in February. That February figure was itself a surprise, as the forecasts had predicted 2.8%. The drop for [...]

By | 2018-05-22T16:27:39+00:00 May 22nd, 2018|Uncategorised|0 Comments

Taking early advice on your tax return

HMRC is starting the tax year with their annual reminder to submit your tax return. HMRC’s reminder might seem early, but its statistics show that 750,000 people (6.5%) missed the deadline for 2016/17, potentially facing an immediate £100 penalty, even if they had no outstanding tax to pay. Anyone with a 2016/17 return still outstanding [...]

By | 2018-05-22T16:07:20+00:00 May 22nd, 2018|Uncategorised|0 Comments

Repayment threshold increases for student debt

The income threshold at which student loan repayments begin rose on 6 April 2018. English and Welsh students who started their courses after 31 August 2012 can now earn £25,000 a year – up from £21,000 – before they have to start repaying their student loans. The increase could provide a saving of £360 a [...]

By | 2018-05-22T16:05:03+00:00 May 22nd, 2018|Uncategorised|0 Comments