NEW EARNINGS THRESHOLDS FOR AUTO-ENROLMENT

In early December the Department for Work and Pensions (DWP) announced the thresholds that should apply to automatic enrolment pension contributions from 6 April 2019. We say ‘should’ because, strictly speaking, they need final approval from the Secretary of State, although any change is extremely unlikely. There are three key levels to be aware of: [...]

By | 2019-01-11T14:00:38+00:00 January 11th, 2019|Uncategorised|0 Comments

THE 2018 INVESTMENT YEAR

The world’s share markets mostly saw falls in 2018. Index 2018 Change FTSE 100 -12.5% FTSE All-Share -13.0% Dow Jones Industrial -5.6% Standard & Poor’s 500  -6.2% Nikkei 225 -12.1% Euro Stoxx 50 (€) -14.3% Shanghai Composite -24.6% MSCI Emerging Markets (£) -11.5% 2018 was a very different year for investors from 2017. During that [...]

By | 2019-01-11T14:05:44+00:00 January 11th, 2019|Uncategorised|0 Comments

FILLING THE PENSIONS HOLD FOR THE SELF-EMPLOYED

The Department for Work and Pensions (DWP) is aiming to expand pension coverage among the self-employed. Pension automatic enrolment has become a major success since it was launched nearly seven years ago, with almost 10 million people joining a workplace pension arrangement. Take-up rates have been much higher than some pundits had forecast – the [...]

By | 2019-01-11T13:56:01+00:00 January 11th, 2019|Uncategorised|0 Comments

UNDERSTANDING THE CHILD BENEFIT CHARGE

7 January marked the fifth anniversary of the tax on child benefits, an imposition that is still not widely understood. The High Income Child Benefit Charge (HICBC), to give child benefit tax its correct name, was introduced in a rush by George Osborne – so much so that it began three months before the start [...]

By | 2019-01-11T14:01:54+00:00 January 11th, 2019|Uncategorised|0 Comments

SHAKE UP YOUR NEW YEAR’S RESOLUTIONS

The time to resolve has returned. Have your New Year resolutions fallen by the wayside yet? You know, the ones about eating better, drinking less and exercising more. The problem is they all require you to make a change to your lifestyle, which is never easy, particularly in the dark days of mid-winter. Some people [...]

By | 2019-01-11T13:52:13+00:00 January 11th, 2019|Uncategorised|0 Comments